Thursday, June 30, 2011

How To Reduce My Taxes

Being self utilized creates some special tax challenges. And, usually business homeowners marvel the way to scale back my taxes being self utilized. they'll not be obvious, however there are some ways in which to scale back your taxes. But, when you’re self utilized, it'll take some diligence to stay track of the deductions you'll be able to take.

If you’re wondering the way to scale back my taxes being self utilized, one among the primary things you must verify is your retirement savings. Saving for retirement helps you scale back your adjusted gross income, that is that the quantity you pay taxes on. everybody who is self utilized ought to be contributing to an IRA of some type. If you’re single, and don't have any access to a corporation sponsored 401k, your contributions to an IRA are tax deductible up to $4000, or $5000 if you’ll be fifty years previous by year finish.

If you’re married and your spouse is concerned in an exceedingly company sponsored 401k, then you'll be able to contribute up to $4000 or $5000 if you’ll be age fifty by year finish, given that your joint adjusted gross income is a smaller amount than $156,000. Reducing your adjusted gross income may be a good way to avoid wasting on taxes annually. additionally, you’re saving for retirement, that is vital for all folks. And, in an IRA account, you won’t pay taxes on the interest you accumulate till you start to form withdrawals from your account throughout retirement.

If you’re still wondering the way to scale back my taxes being self utilized, take a glance at your deductions. The self utilized are afforded several deductions for business expenses, and there are some that you just might not have thought of. The IRS says that you just will deduct any cheap business expense. for instance, if you utilize a cellular phone to try to to business, you'll be able to deduct not solely the value of the phone itself, however additionally some or all of your monthly bill. If you’re needed to wear uniforms that you just should purchase yourself, these may be deducted.

There are still alternative deductions for those wondering the way to scale back my taxes being self utilized. for instance, if you entertain purchasers as a part of doing business, you'll be able to deduct fifty deductible.

Hopefully the following tips have helped you learn the way to scale back my taxes being self utilized. For a lot of tips about reducing your taxes, talk over with your tax advisor.

Why You Shouldn't Buy A Hybrid Car!

Since my friend and other people are considering hybrid, so I might as well share my simple calculations and research that I've done last time. It's a hip thing for hybrid as you are doing your part for the environment, but at what cost? Let's first look at the cost savings, which everyone is talking about.

For the smallest model in the range in Malaysia now, we have the Honda Insight and a comparable model should be Honda City, so let's see.



Honda Insight = RM99,800.00
Estimated Fuel Consumption = 20km/l

Honda City = RM90,480.00
Estimated Fuel Consumption = 13km/l

Based on a 20,000km range per year,
Honda Insight = 1,000 liters x RM1.90 = RM1,900.00 petrol price per year
Honda City = 1,538 liters x RM1.90 = RM2,922.20 petrol price per year.

Savings of RM1,022.20 per year. It's well known that hybrid runs on battery and whoever use handphone will know battery doesn't last. The last report from Autocar magazine earlier indicated the price for a new battery is almost RM7,000 and you should be changing it by the 4th or 5th year. Let's take 5 year for battery change out. Savings of RM1,022.20 x 5 years = RM5,111 savings and it's not even enough to pay for the battery! Now that sounds a little stupid, not to mention depreciation of the hybrid car as who will want to buy an old battery hybrid? Unless for a bargain as the next owner will need to take the RM7,000 into his calculations as well. Depreciation will suffer, savings is non, then why buy hybrid? Because you want to pretend to do environment a favour.

People will argue that hybrid will do less harm to the environment as it dispose off less carbon monoxide, but do you know how much harm it does by manufacturing the battery?? Either way, you are destroying the earth. Want to save the earth? Do it like the western style, cycle to work!

Insight is a bad example for Malaysia petrol price, let's take the crown of the hybrid, Toyota Prius and compare it against the Toyota Altis.

Toyota Prius = RM139,900
Estimated Fuel Consumption = 31km/l

Toyota Altis = RM112,900
Estimated Fuel Consumption = 10km/l

Based on 20,000km range per year,
Toyota Prius = 645 liters x RM1.90 = RM1,225.50
Toyota Altis = 2,000 liters x RM1.90 = RM3,800.00
Substantial savings of RMRM2,574.50!



However, Prius battery is quoted RM12,000 and how many years you will need for the savings to breakeven? 4 years. Whoever driven the Toyota Prius will know that the features provided is not as much different to a mid-range Toyota Altis, so for the additional price tag of RM27,000, now that will take a long long time to recover. So call hybrid car, I don't get the logic on cost savings actually, anyone mind enlighten me?

Worse, if you do a search online, you will see why Prius is bad for environment. Not particularly only Prius, but all hybrid cars. Top Gear tested the Prius agaisnt BMW M3 and M3 recorded a better mileage than Prius in their test circuit. It's all about how you drive. Then Prius battery contained nickel where the emission will cause acid rain that's damaging to all living things out there. Prius nickel is mined from Canada and it's send to Europe for refinement and then send to China for production into nickel foam and then only send to Japan for assembly. The process alone is more damaging that what you individual can do with a car! There is also another comparison made for Prius and Hummer, reported that Prius life expectancy of 100,000 miles is more environmentally damaging and expensive than a Hummer life expectancy of 300,000 miles.

We are in the information age, verify what I wrote online and don't listen to me blindly.

For other country that have more expensive petrol price, then fuel savings might play a bigger role, but not in Malaysia. As the fuel prices go up, and the battery price go down, cost savings is inevitable but definitely not for now and not within few years span in my opinion.

But if you are talking about helping the environment, I'm going to slap you in the face next time.
To me, I will just wait for the better technology before committing myself. Solar sounds good, anyone?
For greener place, here is what you can do now!

1. Change all your bulbs to energy-savings bulb. It's more expensive, but it really help.
2. Cut down on all eletricity usage and set your air-condition temperature a degree higher and on the fan, it does make substantial difference.
3. Cut down on plastic bag and recycle everything you can.
4. When buying next heavy eletricity appliance like air-condition, refrigerator, choose 5-star green rated appliance and claim RM200 from the government.
5. Switch of all switches when not using, it does draw electricity.
6. Live like your grandfather, throw your kids to the playground and stop them from playing iPad or PS3.
7. Stop printing emails and unnecessary things, save the trees.
8. Walk or cycle to work if you can, no one will be greener than you!
9. Plant some plants in your house, if every household have some plants, it will help substantially.
10. There are many more than buying a hybrid, let's show some action.

Feliciano Lopez Hairstyles,New Hairstyles 2011

In 2005, he was the first male Spanish tennis player to reach the round of Wimbledon since 1972, when Manuel Orantes reached the semi-finals. This is the best Grand Slam result to date, Lopez, and repeated it Again in 2008 Wimbledon, this time beaten by Marat Safin in four sets.

He is a player who finally beat Tim Henman Wimbledon career, his five-set thriller in the second round in 2007, up two.
He supported Wilson and Joma. In 2009, then played the longest match in Australian Open history to lose to Gilles Muller before Rafael Nadal, Fernando Verdasco obscured half that time.

His career, he played the same as going out to a maximum of 5 to 6-6, the fifth longest, and he was 16-14 for the 2009 Australian Open against Gilles Muller.

In 1997, Feliciano Lopez made ​​his debut in the pro circuit, Mallorca on 29 September in the second round loser Dusan Vemić.

In 1998, his ATP debut in the 1998 Open SEAT lost to Jiri Novak in the first round. He is competing in a changing circuit that loss, so the quarter-finals of the Spanish in Spain F7 and F8.

 In 1999, competed in the future, and challenging circuit. He won the first future events in Spain, Pedro Canovas F6 beaten 6-3, 6-3. He also reached another final loss 4-6 5-7 Reginald Willems, Spain F7.

Feliciano Lopez Hairstyle,New Hairstyles 2011

Kate Middleton Hairstyles

Catherine Elizabeth “Kate” Middleton (January 9, 1982) is the wife of Prince William of Wales. They were engaged on November 16, 2010 and wed on April 29, 2011 at Westminster Abbey. The wedding was deemed the Biggest wedding in history (in terms of the media attention). Previously to being married to a royal, she was a buyer for Jigsaw.

Kate Middleton looked soft and sweet with her soft curls for the 

Kate Middleton wears her hair in long wavy layers with a simple side part. Lovely.

Kate Middleton Long Curls
Kate Middleton styled her flowing hair in loose curls while visiting Northern Ireland.
Kate Middleton Long Center Part

Here, Kate Middleton’s hair is parted and then styled in straight and flowing tresses.
Kate Middleton Ponytail

Kate Middleton wore her curly hair in a classic ponytail and adorned her look with an oversize feathered hair pin.
Kate Middleton Long Straight Cut

Kate Middleton styled her brunette tresses in a polished hairstyle that she softly parted down the center.
Kate Middleton Long Wavy Cut


Kate Middleton’s naturally brunette locks are worn long, wavy, with slight layers.

Her hair is simple, but effective, with a half-up-half-down style, and it held the veil in place with a tiara loaned to her by the Queen.Kate Middleton looked as lovely as ever on her wedding day. Her hair was styled in a half up hairstyle with long curls that cascaded down her back.

Personal hygiene

Always recommended!

Mary better watch out!

Sound advice!!!!

Cambodia expects to receive 2 million tourists in 2011

Wednesday, June 29, 2011

Faux Hawk Hairstyles,Faux Hawk Haircuts

Faux Hawk Haircuts,Faux Hawk Hairstyles,Funk Short Hairstyles,Funky Haircuts,mens Short Hairstyles,Moden Punk Hairstyles,Mohawk Hairstyles,Short League Hairstyles,Tight Taper Hairstyles................


For those not ready to go all the way for a full mohawk, the faux hawk haircut can be a versatile option. Unlike the mohawk, the faux hawk haircut leaves a bit of hair on the sides and back and the shorter varieties may be worn down for a more conservative look.
While not a look most guys can even think of pulling off, these cuts make a bold statement.
For even more pictures of men's haircuts, browse our hairstyle galleries and be sure to read our men's product guides, let us show you how to get a great men's haircut and how to choose the best hair length for you.

It lifts and separates!

Cambodia Travel Agents and Tour Operators

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Dinner with Pat at the Copa?

 Why not?  It's not like I'm buffeted with offers at the moment, AND there's a chance of receiving jewelry!

Three Favorites!

Legos! Librarians & Batgirl!

I miss her.

Wendie Jo Sperber
1958 - 2005

Development of the pectoral muscles generally does not come quickly...


Tell me about it.

Indian women world's most stressed - survey


Women around the world feel stressed and pressed for time, but women in emerging markets are more stressed than their sisters in developed nations and Indian women say they are the most stressed of all, according to a survey published on Tuesday.
But while women in emerging markets may be under more pressure, they are also far more hopeful, with most seeing more financial stability and better chances for education for their daughters, according to the survey of 21 developed and emerging nations by global information and analytics firm Nielsen.

An overwhelming 87 percent of Indian women said they felt stressed most of the time, and 82 percent had no time to relax.  
Despite being stressed, though, Indian women were also the most likely to spend any extra cash they might happen to have on themselves over the next five years.
Nearly all, 96 percent, anticipated buying clothes, while 77 percent said they would splash out on health and beauty products and 44 percent on home electronics.
"Women across the globe are achieving higher levels of education, joining the workforce in greater numbers and contributing more to the household income," said Susan Whiting, vice chair at Nielsen, in a statement.
"Women tell Nielsen they feel empowered to reach their goals and get what they want, but at the same time, this level of empowerment results in added stress."
Mexican women came in second in terms of stress and lack of time, with 74 percent, followed by Russia with 69 percent, which the survey blamed partly on the intense pace of social change, with what took half a century to evolve in developed countries compressed into five for their emerging cousins.
The highest stress levels in developed countries were Spain with 66 percent and France with 65 percent. Some 53 percent of US women said they were stressed.
MORE STRESS, BUT MORE HOPE
Women in general felt they had more opportunities than their mothers no matter where they were living.
But women in emerging markets believed their daughters will have more chances than they did, while those in developed nations said their girls will only have the same opportunites, not more.
In emerging markets, 80 percent of women surveyed believe their daughters will have greater financial stability and 83 percent believe they will have more educational opportunity.
Only 40 percent of women in developed nations saw their daughters having more financial stability, and only 54 percent forecast more educational chances.
"The difference in perceptions is ... reflective of the belief that women in developed countries have achieved a certain level of attainment and success," said Whiting.
"While women in emerging markets see tremendous growth in the opportunities for their daughters, a plateau of hope is evident in developed countries."
The most optimistic women were in Turkey, an overwhelming 92 percent of whom thought their daughters would have more opportunities than they did, followed by 89 percent of Nigerians and Malaysians.
Only half of US women thought the same.
No matter where they were, though, women were more keyed into social networking than men, talking 28 percent more and texting 14 percent more every month. They also visited more Internet community sites.
More than half of women in both developed and emerging nations said that computers, mobile phones and smart phones had changed their lives for the better.
"To connect with women, strategies should be social and relevant," said Whiting, noting that social networking meant women followed brands more than men.
"Women are much more likely to engage with media that seamlessly integrates into and improves their day-to-day lives."
The survey was conducted from February to April and covered nearly 6,500 women in Turkey, Russia, South Africa, Nigeria, China, Thailand, India, Malaysia, Mexico, Brazil, the United States, Canada, the United Kingdom, Italy, France, Germany, Spain, Sweden, Japan, Australia and South Korea.

H SANDHU – ROMANTIC SONG RABB DI SONH


Master Saleem's Brand New Song GAL SUN


Munde Jattan De - Jihne Mera Dil Luteya - Gippy Grewal & Neeru Bajwa


Unemployed teachers take to the streets, 250 held (Bathinda )


Seek scrapping of teacher eligibility test

More than 250 unemployed teachers were arrested by the police in Bathinda district today. A majority of them were arrested in the city while the rest were held at different places when they were on their way to Bathinda to take part in today's state-level "Chakka Jam" (blockade of road) in protest against the holding of Teacher Eligibility Test (TET). The protesting teachers were demanding that the TET be scrapped.
Senior Superintendent of Police (SSP), Bathinda, Sukhchain Singh Gill said the police had arrested around 250 protesters as a preventive measure to maintain law and order as the agitators had been blocking the roads.

He said these protesters had been arrested under Sections 107 and 151 of the CrPC.
In view of the “Chakka Jam” agitation today by five unemployed teacher (B.Ed, ETT, PTI, D.P. Ed., Art and Craft) organisations, the district police converted the city into a virtual fortress by deploying a large number of personnel, including women constables, in various parts of the city.


Police personnel were deployed in strength at the Teachers’ Home here to prevent the unemployed teachers from gathering there. However, around 40 teachers reached the Teachers' Home. They were arrested by the police and taken to the police station in vehicles.
Later, at about 2.15 pm, about 150 unemployed teachers converged at Teenkoni chowk and blocked the road there. However, the police, led by DSP Baljit Singh, reached there after some minutes and cleared the road by taking the protesters in custody.
They were taken to the police station in two tempos and a Scorpio. They raised slogans against the government and demanded scrapping of the TET.
After a few minutes, another group of 50 protesters blocked the Bathinda-Goniana road near the Sirhind canal for some time.
The police, led by DSP Jaswinder Singh, also took the protesters in custody there and got the road cleared. They were taken to an undisclosed site in the police vehicle.
State spokesman of the Berojgar B. Ed. Adhyapak Front, Punjab, Harjit Jeeda claimed that the police had arrested more than 500 unemployed teachers in Bathinda district today.
He said besides arresting teachers, the police had also raided their houses last night and taken several of their leaders and activists in custody.

Jeeda said their activists had also blocked the road near the railway level crossing at Rampura Phul.
He said their agitation was successful as they had succeeded in conveying their message to the people and the government.

2011 Cambodia International Food Processing & Packaging

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Scholarships For Cambodian Students

Sona Walia – Nach Lai – Video


Tuesday, June 28, 2011

A Blessing

Something happened last year, and I'm overwhelmed.



Sorry to inform so late, but just prefer to give some space to myself and my wife to prepare everything for the perfect moment. This is one of the reason why I'm so busy this year, and it's truly a blessing, we are so happy.

Knew that few of my friends also have the good news, congrats as well and I will try to share on what to prepare and budget to estimate shortly. Can't wait to see him, yes, it's a him =)

Essential Vitamins and Minerals for Your Health

Health may be a major concern within the us, from vitamins and minerals, to the right nutrition and intake, it's arduous to induce the right quantity of nutrition you wish everyday from simply the regular foods you intake.

Vitamins and minerals are naturally occurring substances necessary for several processes within the body. Vitamins and minerals are substances your body wants in tiny however steady amounts for traditional growth, operate and health. they're necessary for just about all reactions to occur within the body.

Vitamins and minerals are in several foods you eat, however you'll conjointly take a supplement to create certain you get all the nutrients you wish. Vitamins and minerals don't seem to be gift in typical diet we have a tendency to eat at the amount they were a few of generations ago.

Vitamins and minerals are utilized by our bodies and if we have a tendency to don't get enough of the correct ones it will have an effect on us mentally and physically. Vitamins and minerals are 2 fully completely different things: minerals facilitate the vitamins work. Vitamins and minerals are requisite as a result of they'll partake within the chemical reactions among the body that enable humans to really burn the fuels or build new tissues.

Supplements
Dietary supplements are not meant to be food substitutes, as they can not replicate all of the nutrients and advantages of whole foods, like fruits and vegetables. however dietary supplements will still play a task in your health by complementing your regular diet if you've got hassle obtaining enough nutrients. If you depend upon dietary supplements instead of eating a range of whole foods, you miss the advantages of those substances. though for a few folks, as well as those on restrictive diets, dietary supplements will offer vitamins and minerals that their diets usually do not.

Dietary supplements will lose efficiency over time, particularly in hot and humid climates. Store dietary supplements in a very dry, cool place. Also, store supplements out of sight and aloof from youngsters.

Health
Your body wants larger amounts of some minerals, like calcium, to grow and keep healthy. Vitamin C is employed to stay many various styles of tissue healthy. Calcium in conjunction with vitamin D helps to stay your bones healthy. Vitamin E : its usefulness in health and in curing diseases. Even for those that eat a healthy diet, there seems to be problem in get enough folic acid.

Scientists and researchers understand the roles the subsequent vitamins and minerals play in our bodies, and this cluster could have heart–healthy effects:Three of the B–vitamins: vitamin B6, vitamin B12 and folic acid. Calcium Magnesium Another cluster of supplements, the antioxidants are still being tested at this point for his or her advantages in heart disease and cancer prevention.

Nutrients
Your body cannot build most micronutrients, therefore you want to get them from the foods you eat or, in some cases, from dietary supplements. a scarcity of any of the essential micronutrients from the diet could cause deficiencies, compromising the flexibility to operate and impairing health. These nutrients are required for a range of biological processes, among them growth, digestion and nerve operate. These nutrients are the most elements in your teeth and bones, and that they function building blocks for different cells and enzymes. many of us do not receive all of the nutrients they have from their diet as a result of they either cannot or do not eat enough, or they can not or do not eat a range of healthy foods.

Supplements is an affordable thanks to make certain you get all the vitamins and minerals you wish, although you get most of them from the foods you eat. it's going to be vital for you to require bound amounts of some vitamins and minerals within the kind of supplements. Vitamins and minerals are very important for human operate, all taking part in a unique role. Vitamins and minerals are essential to our survival. they're typically thought of to be the foremost vital side of maintaining optimal health.

Short Haircuts Pictures

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Short hair cuts gives you a chic, elegant and sexy new look. It’s a daring thing to do, giving up your gorgeous long locks, but be brave, and you won’t regret it. Prepare for an elegant, sophisticated, sexy new you.Restyling herself with one of the female celebrity haircuts would surely help to gain on self respect thought Evelin as she carelessly dreamed about cute, short haircuts of Jessica Alba. She imagined how she would become more courageous and successful, if she manages to match her round, edgy face to one of the trendy celebrity hairstyles that make any women more beautiful.